Why Homebuyers Love Chatham County
Chatham County combines historic charm with coastal living, offering everything from Savannah’s iconic historic district to Pooler’s growing communities and Tybee Island’s beachfront lifestyle. As one of Georgia’s most desirable coastal counties, Chatham County is known for its strong job market, steady population growth, and long-term real estate appreciation.
Whether you're relocating, purchasing your first home, or investing in rental property, Chatham County offers exceptional value and opportunity.
- Coastal lifestyle with a variety of affordable housing options
- Strong job market supported by tourism, healthcare, logistics, and the Port of Savannah
- Easy access to I-95 and Savannah/Hilton Head International Airport
- Excellent schools and family-friendly communities
- Ideal for veterans, first-time homebuyers, and real estate investors
Loan Programs Available in Chatham County
VA Loans
0% down payment, no PMI, and credit scores starting at 500.
FHA Loans
Flexible credit requirements and low down payment options for first-time homebuyers.
Conventional Loans
Competitive mortgage rates and streamlined approvals.
Self-Employed Loans
Bank statement and alternative documentation loan programs available.
Down Payment & Closing Cost Assistance
Available directly through UHome Mortgage.
DSCR & Investor Loans
Ideal for short-term rentals, Airbnb properties, and long-term investment opportunities.
VA Loan Benefits in Chatham County
- 0% down payment options
- No mortgage insurance required
- 500+ credit score programs available
- Jumbo VA loan options for higher-priced properties
- Fast approvals with local lending expertise
- Designed for veterans, active-duty service members, and eligible surviving spouses
Chatham County Housing Market Snapshot
🏡 Median Home Price: Approximately $360,000
⏳ Average Days on Market: Approximately 35 days
📍 Popular ZIP Codes: 31419, 31405, 31322, 31404, 31406
🏘️ Key Areas: Savannah, Pooler, Tybee Island, Bloomingdale, and Garden City
Helpful Chatham County Resources
- Chatham County Official Website
- Chatham County Tax Assessor
- Chatham County Property Records
Your Chatham County dream home is closer than you think. Apply today or schedule a free consultation with UHome Mortgage — Georgia’s trusted VA, FHA & self-employed mortgage lender.